New Zealand - Pension System Overview


Other resources:

Other documents on the website of the Commission for Financial Capability (CFFC):


KiwiSaver: review of retirement income policies 2016:


Key regulatory and Supervisory Authority

  • The Ministry of Social Development: is mainly responsible for the public pension plans:
  • Inland Revenue: also central administrator for KiwiSaver – responsible for receiving contributions and forwarding them on to KiwiSaver schemes:
  • The Financial Markets Authority: responsible for licensing fund managers and conduct oversight of the KiwiSaver schemes and restricted superannuation schemes:
  • Guardians of New Zealand Superannuation: administrates the New Zealand Superannuation Fund:




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