Estonia - Pension System Overview


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Key regulatory and Supervisory Authorities

  • The Financial Supervision Agency is the supervisor of financial service providers, including Pension Management Companies (PMCs) and life insurance companies:
  • Pensionikeskus opens pension accounts for members of the mandatory pension funds system, in which the pension fund units bought by means of contributions are registered. The Pensionikeskus also maintains an account in the Bank of Estonia to which all contributions collected by the Tax Board are transferred and are then used to purchase units of the respective pension funds:


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